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Your insider guide from International Property Alerts: lifestyle, affordability, and visas made simple.
Retirement abroad isn’t just about sunshine — it’s about balancing lifestyle, healthcare, safety, and affordability. At IPA, we’ve selected the top destinations for retirees in 2025, each offering its own blend of value, comfort, and opportunity.
Portugal remains a retiree favourite for its safety, excellent healthcare, and 300+ days of sunshine. Property outside Lisbon and Porto is still affordable, and the D7 visa and Digital Nomad visa make it easy to settle. English is widely spoken in expat hubs like the Algarve and Silver Coast.
Spain delivers Mediterranean living at its best: tapas, sunshine, and vibrant expat communities. Healthcare is excellent, with retirees often using private insurance (UK pensioners may access the public system via the S1 form). Popular visas include the Non-Lucrative Visa and the Digital Nomad Visa. The Costa del Sol, Costa Blanca, and inland regions like Murcia or Extremadura offer choice for all budgets.
With English widely spoken, a warm climate, and straightforward residency options, Cyprus offers an easy transition for retirees. The Permanent Residency by Investment programme starts at €300,000, and the island is known for its safety, tax benefits, and close-knit communities.
Greece blends affordability with Mediterranean charm. While hotspots like Mykonos and Santorini are pricey, Crete and smaller towns remain good value. A flat 7% tax rate on foreign pensions for up to 10 years makes Greece especially attractive. The Golden Visa offers residency from €250,000 (raised to €500,000 in Athens, Thessaloniki, and select islands).
Small, safe, and English-speaking, Malta offers high-quality healthcare and attractive tax schemes. Property is more expensive than in Greece or Portugal, but residency is straightforward, and its EU location makes it a practical choice for retirees who value convenience.
Close to the US and Canada, Mexico remains one of the world’s most affordable retirement destinations. Private healthcare is excellent and much cheaper than in the US. Retirees flock to Lake Chapala, San Miguel de Allende, and the Riviera Nayarit. Residency visas are flexible, with both temporary and permanent options.
Costa Rica offers a safe, eco-friendly lifestyle under its “pura vida” motto. The Pensionado Visa requires a $1,000/month pension income and provides an easy retirement route. Expats enjoy beach towns, mountain villages, and affordable healthcare.
Panama’s Pensionado Program is world-renowned, offering discounts on healthcare, utilities, and even entertainment. With the US dollar as legal tender, retirees enjoy stability and convenience. Popular spots include Panama City, Boquete, and Coronado.
Thailand is a value-for-money retirement gem with world-class private healthcare. Retirement visas (Non-Immigrant O-A/O-X) are accessible, and expat hubs like Chiang Mai, Hua Hin, and Phuket offer strong communities.
Malaysia’s MM2H scheme provides long-stay residency, though rules vary between states (Sarawak has its own track). Penang, Kuala Lumpur, and Ipoh are popular with retirees for their modern infrastructure, affordable costs, and English-speaking culture.
Bali attracts retirees seeking wellness and lifestyle. A Retirement KITAS visa is available from age 55+, though private medical insurance is essential. Costs are low compared to Western countries, and new facilities like Bali International Hospital improve healthcare access.
Dubai is emerging as a retirement option with its Retirement Visa and Golden Visa (AED 2M+ property investment). There’s no annual property tax or capital gains tax, but buyers should budget for a 4% transfer fee and annual service charges. Dubai offers world-class healthcare, unmatched safety, and an international lifestyle — though at higher costs than Asia or Latin America.
The best place to retire depends on what matters most to you:
Wherever you choose, IPA helps you move with clarity and confidence.
Thinking about retiring abroad? Let’s make it simple.
📧 elly@internationalpropertyalerts.com
🌐 www.internationalpropertyalerts.com
📱 WhatsApp: +44 7796 174253
About International Property Alerts
International Property Alerts is a premier global platform connecting real estate investors with handpicked opportunities in emerging and lifestyle-driven markets. Through curated listings, expert guidance, and market insights, we help buyers make confident property decisions worldwide.
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Email: office@internationalpropertyalerts.com
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