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Portugal has become the gold standard for European retirement and second-home living.
The AIMA (Agency for Migration and Asylum) reports more than 781,000 foreign residents in Portugal as of early 2025 — a record high, with British, French, American, and German nationals leading the numbers.
The attraction is obvious: Mediterranean weather, affordable property, low taxes, and first-class healthcare all wrapped in a safe, English-friendly environment.
> “For retirees, Portugal gives first-world infrastructure with second-tier costs,” says Elly Herriman, Director of Marketing & Innovation at International Property Alerts.
“You can actually enjoy your retirement here — in the sunshine, with your own home, without financial strain.”
Portugal’s OECD cost-of-living index sits around 83 (EU average = 100), making it roughly 25–30 percent cheaper than most Western-European nations.
Typical monthly budget for a couple in 2025:
Retirees consistently cite the balance of comfort and cost as Portugal’s winning formula.
Portugal’s public system, the Serviço Nacional de Saúde (SNS), ranks 12th in Europe (WHO 2025) for quality and efficiency.
Private healthcare is affordable and widespread — 95 percent of hospitals are now fully digital.
Private insurance ranges from €70–€120 per month, with international insurers like Allianz, Médis, and Cigna operating nationally.
> “Healthcare is the anchor point for retirees choosing Portugal,” Herriman notes. “It’s high-quality, accessible, and English is spoken almost everywhere.”
Portugal offers a simple legal path for retirees:
Even with adjustments to NHR in 2024, existing and transitional applicants continue to enjoy substantial benefits.
Retirees are concentrated in five main lifestyle zones:
> “You can buy a villa with land for under €250,000 in parts of the Silver Coast — or a modern apartment with sea views for half London’s price,” Herriman points out.
29 EU destinations fly direct from Lisbon; 15 from Faro.
300 + days of sunshine per year (IPMA 2025).
80 % of under-40s speak English (EF Index 2025).
Ranked 4th safest country globally (Global Peace Index 2025).
Local expat associations, English-speaking clubs, and social networks make integration remarkably easy.
Portugal’s blend of safety, affordability, tax efficiency, and property ownership rights keeps it ahead of traditional retirement markets like France or Italy.
There’s no leasehold complexity, and foreigners can own land outright with minimal bureaucracy.
> “Portugal has built a retirement model that simply works,” Herriman concludes.
“Warm climate, good healthcare, tax benefits, and the emotional factor — it ticks every box.”
📧 elly@internationalpropertyalerts.com
🌐 www.internationalpropertyalerts.com
📱 WhatsApp: +44 7796 174253
About International Property Alerts
International Property Alerts is a premier global platform connecting real estate investors with handpicked opportunities in emerging and lifestyle-driven markets. Through curated listings, expert guidance, and market insights, we help buyers make confident property decisions worldwide.
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Email: office@internationalpropertyalerts.com
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