How can Foreigners Buy Property or Invest in Real Estate in the Maldives?
- International Property Alerts
- November 5, 2025
If you’re wondering how can foreigners buy property in the Maldives, the answer is simple but special. People from other countries cannot directly own land there, but they can still invest by getting long-term leasehold agreements. These agreements let you use and enjoy the property for up to 99 years, almost like owning it during that time.
Many global investors love this setup because it’s safe, clear, and approved by the government. The Maldives also has a residence-by-investment program that lets buyers stay longer in the country. It’s one of the most exciting opportunities for international property investors today.
Can Foreigners Own Property in the Maldives?
If you’re asking how can foreigners buy property in the Maldives, the rules are a little different from other countries. In the Maldives, only locals can own land directly. This means that foreigners cannot buy land and keep it forever. But don’t worry, there’s still a great way to invest.
How Foreigners Can Still Invest
Foreigners can get something called a leasehold agreement. This allows them to lease land or property that’s approved by the government. These leases can last up to 99 years, which means you can enjoy your home or business space for a very long time. It’s a smart and legal way for anyone wondering how can foreigners buy property in the Maldives to take part in the island’s beautiful real estate market.
Why the Lease System Works
The leasehold system gives foreign buyers the right to use, build, and even rent out their property during the lease period. It’s a secure setup that encourages people from around the world to invest without breaking the rules. So, if you’re thinking about buying property in Maldives, a leasehold agreement is your key to making that dream happen. With this system, how can foreigners buy property in the Maldives becomes a question with a very clear and simple answer: lease it, enjoy it, and make it yours for decades.
Investment Options for Foreign Buyers
People often ask, how can foreigners buy property in the Maldives if they can’t own land. The answer is that there are special ways to invest that are safe and allowed by the government. Let’s look at the three main ones in simple terms.
Leasehold Agreements
A leasehold agreement means you can “borrow” land for a long time, usually up to 99 years. You don’t own it forever, but you can live there, build on it, or rent it out.
- The government approves every lease to make sure it’s fair.
- You pay a one-time or yearly amount for the lease.
- You can pass it to your family while the lease is still active.
When people look at property for sale in Maldives, most of them are offered through these lease agreements, so you still get to enjoy your dream home for many years.
Residences in Integrated Developments
Another way for how can foreigners buy property in the Maldives is by purchasing homes in integrated developments. These are big resorts or communities with apartments, villas, and hotels together. You can buy a unit built by a developer who already has government approval.
- They come with great views, pools, and hotel-style services.
- You can rent your place to tourists when you’re not using it.
- They’re safe investments with easy maintenance.
A good example is Coral Residences, Maldives, a fancy island community that mixes beach living and modern comfort, perfect for families or investors who want to enjoy paradise.
Residence by Investment
The Maldives also offers a residence-by-investment program for people who want to stay longer. If you invest at least $250,000 in approved property, you can apply for a five-year residence permit.
- It can be renewed after five years.
- You get to live in the Maldives legally without needing new visas.
- It’s great for anyone who loves the islands and wants a long-term home.
You can learn more about this option in the property for sale in the Maldives guide, which explains how the process works step by step. It’s one of the easiest ways for anyone asking how can foreigners buy property in the Maldives to start building their tropical dream.
Key Considerations Before Investing
Before jumping in, it’s important to understand a few key rules about how can foreigners buy property in the Maldives. These points will help you make smart choices and avoid surprises later.
No Direct Ownership
Foreigners cannot own land in the Maldives forever. Instead, they can lease it for a long time, up to 99 years. This means you get to use the property, live in it, or even rent it out, but you must follow the lease terms set by the government.
Costs and Taxes
When learning how can foreigners buy property in the Maldives, remember that there are extra costs beyond the property price.
- Stamp duty: A small fee you pay when signing official papers.
- GST (Goods and Services Tax): Added to most property transactions.
- Annual rent: Some leases include a yearly payment to keep the lease active.
- Legal fees: You’ll need to pay for a lawyer to help with paperwork and contracts.
These are all normal parts of investing and should be planned in your budget early on.
Resale Restrictions
If you ever decide to sell your leasehold property, there may be special rules to follow. The new buyer must also meet government conditions before taking over the lease. This ensures that every transaction stays fair and legal.
Dispute Resolution
In case of a disagreement or problem with your property, you can’t always take the case to your home country’s court. Instead, the Maldives uses an Arbitration Act, which means issues are solved through special legal panels inside the country.
Professional Advice
One of the smartest moves you can make when learning how can foreigners buy property in the Maldives is getting expert help. Always work with licensed real estate agents, tax professionals, and legal advisors who understand local laws. You can also read property buying tips to help you understand how to stay safe and confident during your investment journey.
Why Invest in Maldives Real Estate
Many people ask how can foreigners buy property in the Maldives, and the reason is simple: it’s a beautiful place that also makes a smart investment. The Maldives is famous for its clear blue water, sunny weather, and friendly people. It’s not just a great place to relax, it’s also a great place to make money from real estate.
High Tourism Growth and Rental Potential
Every year, millions of tourists visit the Maldives to enjoy the beaches and resorts. Because so many people travel there, homes and villas can be rented out easily. If you own a leasehold property, you can earn money when visitors stay in it. This is one of the biggest reasons why people want to know how can foreigners buy property in the Maldives, they see it as both fun and profitable.
Exclusive Resort Developments and Lifestyle Appeal
The Maldives has some of the most beautiful luxury homes in the world. The Coral Residences is a great example of this. It’s a fancy island community where people can live near the ocean, swim, and enjoy hotel-like comfort. Investors love places like this because they get to enjoy a peaceful lifestyle while their property also grows in value. That’s why so many people search for how can foreigners buy property in the Maldives to find similar dream homes.
Government Support for Foreign Investments
The Maldivian government helps make investing safe for foreigners. It offers long leases, clear rules, and even a special residence program for people who invest in property. These laws make it easy to trust the process and protect your money. With this support, it’s no wonder more people are asking how can foreigners buy property in the Maldives and choosing to invest in this tropical paradise.
Step-by-Step Guide for Foreign Investors
If you want to know how can foreigners buy property in the Maldives, here’s an easy step-by-step guide to help you understand the process. These steps will show you how to start safely and make smart choices before investing in your dream island home.
1. Research Approved Developments
First, look for real estate projects that are approved by the Maldivian government. So, these include resorts, villas, or mixed-use developments that are open for foreign investment. This helps make sure your money goes into a safe and legal property.
2. Verify Leasehold and Title Documents
Next, check all the papers before you decide to invest. Make sure the lease is real and that the title clearly shows who owns or manages the land. This protects you from scams or mistakes. Also, when learning how can foreigners buy property in the Maldives, knowing how to check documents is one of the most important parts.
3. Work With a Local Lawyer or Broker
It’s always smart to have help from people who know the local laws. A lawyer or real estate agent can explain everything clearly, help with paperwork, and make sure your agreement follows the rules. If you’ve read about buying property abroad, you already know how valuable professional guidance can be.
4. Sign a Government-Approved Lease Agreement
Once everything is checked and ready, you can sign your lease. The government approves these agreements to make sure they’re fair and protect both the buyer and the seller. In short, this is the big step that officially gives you the right to use and enjoy your property in the Maldives.
5. Apply for Residence-by-Investment (If Eligible)
If you invest at least $250,000 in an approved property, you can apply for a special five-year residence permit. This means you can live in the Maldives longer without needing a new visa every time. So, for many people who wonder how can foreigners buy property in the Maldives, this step makes the dream of island living come true.
Key Takeaway
Foreigners cannot own land in the Maldives forever, but they can still invest safely through long-term leases or by purchasing homes inside resort-style developments. These options make it simple to enjoy paradise living while earning steady rental income. The Maldives continues to attract investors who want both beauty and profit in one place.
If you’ve ever wondered how can foreigners buy property in the Maldives, remember that the best way is to take your time, learn the rules, and get professional help. To get personalized advice or start planning your island investment, feel free to contact us today.
FAQs
1. Can foreigners own land in the Maldives?
No, foreigners cannot own land in the Maldives. However, they can invest through long-term leasehold agreements that last up to 99 years, which allows them to use, build, or rent the property safely.
2. How can foreigners buy property in the Maldives?
Foreigners can buy property by signing a government-approved lease or by purchasing units in integrated resort developments. These projects are made for international investors and follow clear legal rules to protect buyers.
3. What is a leasehold agreement?
A leasehold agreement is like renting land for a long time. You don’t own it forever, but you can live on it or rent it out for many years, often up to 99. It’s the most common way for foreigners to invest in Maldivian real estate.
4. How much do I need to invest to live in the Maldives?
To get a renewable five-year residence permit, you must invest at least $250,000 in approved property. This program lets you live in the Maldives legally while enjoying your home or rental income.
5. Is it safe to invest in property in the Maldives?
Yes. The Maldives government supports foreign investment and has clear laws to protect investors. To stay safe, always work with trusted real estate agents and lawyers who can help you review contracts and understand local rules before buying.
About International Property Alerts
International Property Alerts is a premier global platform connecting real estate investors with handpicked opportunities in emerging and lifestyle-driven markets. Through curated listings, expert guidance, and market insights, we help buyers make confident property decisions worldwide.
Media Contact:
Phone: +4477 1923 8132
📱 WhatsApp: +63927 073 9530
Email: office@internationalpropertyalerts.com
Services
Related Post
- Best Places To Retire
- Hidden Places Destination
- Best Regions To Retire
- Guide To Global Life
- Affordable Places To Retire
- Elly's Insights
- Business Outlook
Discover Prime Global Opportunities
Elle Resort & Beach Club – Your Prime Beachfront Investment
Elle Resort & Beach Club offers a rare chance to own property in one of the most desirable coastal locations. With limited units, strong capital growth potential, and unmatched resort facilities, this is your opportunity to secure a beachfront lifestyle with long-term value.
Smarter Property Investments Start Here
Thinking about buying property abroad? Don’t make the move without the right knowledge. Our Free Buyers Guide gives you essential insights on legal steps, taxes, financing, and the best markets worldwide. Trusted by international buyers and investors.
Your Perfect Home Awaits at Sudara Residences
Wake up to bright, spacious living with stunning views and modern comforts. Whether for family living, retirement, or a stylish retreat, Sudara Residences makes your dream home a reality
Own a Piece of Cambodia’s Thriving Property Market
Discover curated property listings with IPS—residential, commercial, villas, land—and get expert guidance through every step.
BONUS: FREE Cambodia Buyer’s Guide
Grow Your Business - Advertise in a Prime Spot
High visibility. Targeted audience. Maximum exposure. Rent this space and let your brand shine.
Got Properties to Sell?
Get your properties in front of high-intent investors. Showcase your listings to buyers worldwide.
Exchange Without Borders
From pounds to pesos, yen to dollars. ⚡ Quick. Easy. Secure.