Your insider guide from International Property Alerts: retire smart, live well, and explore the world with confidence.
Retirement today is no longer about slowing down — it’s about starting a new global chapter filled with travel, culture, and opportunity. At IPA, we’ve rounded up the best destinations for retirees in 2025 — with a focus on lifestyle, healthcare, affordability, and residency options.
Safe, sunny, and welcoming, Portugal’s D7 Visa makes it one of Europe’s most accessible retirement options. The Algarve offers coastal comfort and expat communities, while the Silver Coast is more authentic and affordable. Healthcare is excellent and affordable by European standards.
Spain remains a retirement favourite thanks to its Mediterranean lifestyle, tapas culture, and world-class healthcare. Non-EU retirees typically need private insurance, though UK pensioners can sometimes access public healthcare via the S1 scheme. In some regions, foreigners may join the Convenio Especial. Popular visas include the Non-Lucrative Visa and the Digital Nomad Visa, while favourite regions include the Costa del Sol, Costa Blanca, and more affordable inland areas like Murcia and Extremadura.
Both combine sun and affordability. Greece now offers a flat 7% tax on foreign pensions for up to 10 years, alongside a Golden Visa starting at €250,000 (or €500,000 in Athens, Thessaloniki, and top islands). Cyprus is easy for retirees thanks to English being widely spoken, a low crime rate, and the Permanent Residency by Investment scheme from €300,000.
Compact, safe, and English-speaking, Malta offers retirees convenience and one of Europe’s most highly regarded healthcare systems. Property is pricier than in Greece or Portugal, but Malta’s EU location and residency/tax programmes make it attractive for those seeking security and stability.
Affordable living, high-quality private healthcare, and straightforward residency routes make Mexico one of the most popular retirement destinations. Expats thrive in hubs like Lake Chapala, San Miguel de Allende, and the Riviera Nayarit. Temporary and permanent residency visas are available, subject to financial requirements.
Panama’s Pensionado Programme is one of the best retiree schemes in the world, offering discounts on healthcare, utilities, and even leisure. With the US dollar as legal tender, retirees enjoy financial stability and modern infrastructure. Popular retirement spots include Panama City, Boquete, and Coronado.
Cuenca, a UNESCO World Heritage city, has become one of the most popular expat retirement hubs thanks to its mild climate, colonial charm, and very low cost of living. Ecuador’s Pensioner Visa makes it straightforward for retirees to settle long term.
Dubai is emerging as a retirement option with its Retirement Visa and Golden Visa (AED 2M+ property investment). There’s no annual property tax or capital gains tax, but buyers should budget for a 4% transfer fee and annual service charges. Dubai offers world-class healthcare, unmatched safety, and an international lifestyle — though at higher costs than Asia or Latin America.
A true hidden gem, Montenegro offers Adriatic beauty, affordable property, and EU candidate status. Retirees are drawn to its coastal towns, mountain landscapes, and growing expat communities — with the added bonus of a strong long-term growth story.
Retirement abroad is about designing your own global life. For some, that means sipping wine in Portugal; for others, exploring ancient Greece, living affordably in Mexico, or enjoying luxury in Dubai. The best place depends on your priorities:
Wherever you choose, IPA helps you move with clarity and confidence.
Thinking about retiring abroad? Let’s make it simple.
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About International Property Alerts
International Property Alerts is a premier global platform connecting real estate investors with handpicked opportunities in emerging and lifestyle-driven markets. Through curated listings, expert guidance, and market insights, we help buyers make confident property decisions worldwide.
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