Your Homes Overseas Magazine!
Discover the best destinations, property tips, and lifestyle insights from around the world.
GET YOUR FREE MAGAZINE HERE!
Discover the best destinations, property tips, and lifestyle insights from around the world.
GET YOUR FREE MAGAZINE HERE!
Not everyone knows that you can buy property in Greece even if you are not from Greece. The rules are clear, and the steps are simple when you understand them. Foreigners can own homes, apartments, or land just like locals, as long as they follow the legal process. This makes Greece a popular place for people who want a holiday home, a place to retire, or an investment they can rent out.
There are many types of property for sale in Greece, from city apartments to island villas. Some people buy homes near the beach, while others choose quiet mountain towns. No matter what you like, the process stays mostly the same for everyone.
Foreigners often worry about whether they are allowed to buy homes in another country, so it is important to know the rules before making plans. Hence, here is how it works.
People from other countries can buy property in Greece. This means they can own houses, apartments, or land just like Greek citizens. There are only a few special areas near borders where extra permission is needed, but most places are open for everyone.
If you are from the European Union, you can buy property in Greece without extra steps. If you are from a non-EU country, you can still purchase homes, but you might need to show that you plan to use the property for a real reason, like a vacation home or retirement space. This does not stop anyone; it just adds a small step.
You do not need to live in Greece to buy property in Greece. You can own a house and visit anytime. Additionally, you can even rent it out if local rules allow it. Many people enjoy buying property in Greece for vacation use or investment.
Foreign buyers have strong legal protection. You get a title deed with your name on it, and the government records it. This makes ownership safe and clear. Many people feel comfortable buying property in Greece because the rules protect their rights.
Before you start looking for an international property, there are a few important things you need to do so the process is smooth and safe. These steps help foreigners stay legal and protected while they buy property in Greece.
To buy property in Greece, you must first get an AFM. That is a special tax number everyone needs for financial activities. It is like a student ID, but for adults buying houses. This number allows you to sign papers, pay taxes, and own property. Many people who want to buy property in Greece get help from a lawyer or a representative to apply for the AFM at a local tax office.
Foreigners also need a Greek bank account to buy property in Greece because payments for homes are usually made through Greek banks. It makes sending money, paying taxes, and handling expenses easier. A bank account is useful if you plan to apply for a visa and residency in Greece, because it helps show your financial activity in the country.
Before you buy property in Greece, it is smart to hire a lawyer who understands Greek property laws. A lawyer checks if the home is safe to buy and if taxes are paid. They also check if the seller is the real owner. This protects you from problems. Moreover, this helps make buying less stressful for foreigners who want to buy property in Greece for vacations or investments.
The final step before you buy property in Greece is checking the title at the Ktimatologio, which is the official land registry. This is like checking the name tag on a backpack to make sure it belongs to the right person. Your lawyer makes sure the property has no debts and no legal fights. They also make sure that there are no missing documents, so you can confidently buy property in Greece without surprises.
When foreigners want to buy a home, they must follow certain steps so everything is legal and correct. These steps protect the buyer, the seller, and the home itself, so it is safe to buy property in Greece.
The first step is to look for homes that match your needs. Some people like city apartments, some like island houses, and others choose countryside housing in Greece. Many families search online or use real estate agents to help them buy property in Greece that fits their budget and lifestyle.
Once you find a home you love, the next step to buy property in Greece is to agree on a price with the seller. Then, you sign a small agreement called a “preliminary contract.” After this, the buyer pays a deposit to show they are serious. This part makes both sides feel confident before moving forward.
Before you buy property in Greece, a lawyer checks the house very carefully. The lawyer makes sure the home belongs to the seller, has no debts, and follows the rules. This step is important because it protects buyers from mistakes or problems. Many people feel safer when buying homes because experts help them buy property in Greece the right way.
If everything is correct, the final contract is prepared. To buy property in Greece, the buyer and seller meet with a notary, who is like a special official who makes the contract legal. Everyone signs the papers, and the buyer pays the remaining money through a Greek bank account.
After the contract is signed, the notary takes the papers to the Land Registry. This is the last step to officially buy property in Greece. When the registry adds the buyer’s name, they become the legal owner. This step makes sure no one else can claim the property, and it completes the journey to buy property in Greece.
When you buy property in Greece, you do not just pay for the house or apartment. There are extra taxes and fees that help the government keep records and make the purchase official. Knowing these costs makes planning easier for everyone.
Most homes that are not brand new have a property transfer tax. This tax is paid when you buy property in Greece, and it is usually a small percentage of the property value. The tax goes to the government and helps cover important public services like schools and roads. Buyers should always ask how much this will be so they are not surprised later.
If you buy property in Greece that is newly built, you may need to pay VAT, which is a special tax added to new construction. This tax is different from the transfer tax because it only applies to brand-new homes. It makes sure builders follow building rules and safety laws. Families who want a modern home should remember this when planning their budget.
When people buy property in Greece, they must sign papers in front of a notary. A notary watches the signing to make sure everything is fair and legal. Lawyers also help check documents and titles. Both of these helpers cost money, but they protect buyers from big mistakes. These fees are normal in many countries and are similar to hiring trusted adults to watch over the purchase.
After you buy property in Greece, you will pay a yearly property tax called ENFIA. This tax helps the country keep local services running smoothly. It may feel like an extra bill, but it is part of owning a home in Greece. When people compare home expenses and the cost of living in Greece, they include ENFIA, so they know the full yearly cost.
Understanding these taxes and fees helps buyers stay calm and confident when they buy property in Greece, because they know what to expect before signing anything.
Many non-EU buyers want to live or stay longer in Greece, so it helps to know how residency works when you buy property in Greece. Greece has a special program called the Golden Visa, and it lets people stay for a long time if they invest in real estate.
To buy property in Greece and qualify for the Golden Visa, buyers must spend a certain amount of money. This amount can change by area, but it is usually much higher in popular cities and islands. When people reach the required price, they can apply for long-term residency, making life and travel easier in the country.
Not every building works for the Golden Visa. The government lists property types that count, such as homes, apartments, and some commercial buildings. People who buy property in Greece can pick from many choices, but they must follow the rules. This helps keep the process fair and clear for everyone who wants a visa and residency in Greece.
The government may update the Golden Visa rules in 2026. These changes may include higher investment prices or new areas where people must spend more to qualify. People who hope to buy property in Greece for residency should stay updated so they are not surprised by new rules.
With the Golden Visa system, people from outside Europe can enjoy Greece, stay longer, and travel in other European countries with fewer problems.
People love different parts of Greece for different reasons, so it helps to learn which places are popular before you buy property in Greece. Each region has its own style, culture, and lifestyle, and the beautiful weather in Greece makes them even more exciting.
Athens is the capital and is full of history, busy streets, and many job opportunities. Thessaloniki is calmer and known for students, tasty food, and seaside views. Many families and workers buy property in Greece in these cities because they offer modern life, transport, and good schools.
Crete and Rhodes are large islands with beaches, mountains, and friendly towns. People who love nature and warm summers often buy property in Greece because life feels slower and relaxing. These islands also have strong local cultures, which makes everyday life feel special and unique.
Santorini and Mykonos are famous islands known for sunsets, white houses, and tourism. These places are great for rentals because many tourists visit each year. People who want investment homes often buy property in Greece on these islands to rent out during vacation seasons and earn extra income.
The Peloponnese and other mainland regions are perfect for buyers who want peace, fresh air, and the countryside. There are small villages, farms, and quiet beaches. Many choose to buy property in Greece here because homes cost less than on the popular islands, and life feels safe and calm.
Each area offers something different, so buyers can pick based on work, nature, adventure, or peace. With great scenery and gentle weather in Greece, there is a perfect place for everyone.
Before you decide to buy property in Greece, it helps to know the good things and the difficult things. This makes choices smarter and helps avoid surprises. Many people love the country, and there are also small challenges that come with the process.
One big advantage is that Greece has beautiful scenery, friendly people, and sunny beaches. Many buyers also enjoy lower prices compared to other European countries. When families buy property in Greece, they often feel happy because they can use the home for vacations, rentals, or retirement. Another bonus is learning cool facts about the country, like the many islands and ancient ruins, which make great fun facts about Greece for visitors.
There are also some challenges when people buy property in Greece. Sometimes paperwork takes longer, and buyers need patience. Taxes, notary fees, and legal steps must be understood clearly so nothing is missed. Foreign buyers may need extra help from lawyers or agents because rules can feel confusing at first. Still, once the process is finished, many feel proud and excited to own a home in such a special place.
Understanding both sides makes it easier to decide if you want to buy property in Greece, invest, or just enjoy vacations while exploring new places.
When you buy property in Greece, it is important to be careful and smart. These simple tips help foreign buyers avoid problems and feel confident during the buying process. Many people from around the world want to own homes here, so learning these steps makes everything easier.
Foreign buyers should always check who really owns the home before they buy property in Greece. A lawyer can look at documents and make sure there are no hidden debts or surprises. This is important because Greece has a long history, so it helps to know where Greece is and how property records are handled.
Some areas have special rules for building, farming, or construction. Before people buy property in Greece, they should understand what they can or cannot do with the land. For example, some places might not allow new buildings, and others might need special permits. Knowing these rules helps avoid disappointment later.
If someone wants to make money from rentals in Greece, they may need extra licenses. Tourist rentals, like homes listed on travel websites, often have special rules. Lawyers and agents can explain how to get licenses and follow local laws so everything stays legal and safe for guests.
The best tip is to get help from local professionals like real estate agents, lawyers, and notaries. They know how to buy property in Greece safely. These helpers guide buyers through paperwork, taxes, and contracts, making the process easier for foreign families and investors.
The process to buy property in Greece can feel simple when you understand the steps. With a good lawyer to check papers, clear rules from the government, and taxes that are easy to predict, buyers can feel safe and confident. Foreigners can own homes, enjoy the lifestyle, and even apply for residency if they meet the investment requirements.
If you want to begin your journey or need help understanding the rules, you can contact us for friendly guidance. Many families and investors choose to buy property in Greece because the process is easy to follow. Additionally, the country offers beautiful places to call home.
Yes, foreigners are allowed to buy homes, apartments, or land in most regions. However, in a few border areas, they may first need special permission from local authorities.
Yes, it can. In fact, if non-EU buyers meet the minimum investment amount, then they may qualify for the Golden Visa, which in turn offers long-term residency benefits across Greece.
The timeline varies. Generally, the process may take anywhere from a few weeks to several months, depending on the speed of legal checks, financial approvals, and paperwork completion.
There are several. For example, buyers may pay a property transfer tax or VAT (based on property type), then notary and legal fees, and finally a yearly ENFIA property tax for continued ownership.
No, you do not. In fact, many foreign buyers keep their homes for holidays, while others rent them out for income. Therefore, living full-time in Greece is not required for ownership.
About International Property Alerts
International Property Alerts is a premier global platform connecting real estate investors with handpicked opportunities in emerging and lifestyle-driven markets. Through curated listings, expert guidance, and market insights, we help buyers make confident property decisions worldwide.
Media Contact:
Phone: +4477 1923 8132
📱 WhatsApp: +63927 073 9530
Email: office@internationalpropertyalerts.com
Elle Resort & Beach Club offers a rare chance to own property in one of the most desirable coastal locations. With limited units, strong capital growth potential, and unmatched resort facilities, this is your opportunity to secure a beachfront lifestyle with long-term value.
Thinking about buying property abroad? Don’t make the move without the right knowledge. Our Free Buyers Guide gives you essential insights on legal steps, taxes, financing, and the best markets worldwide. Trusted by international buyers and investors.
Wake up to bright, spacious living with stunning views and modern comforts. Whether for family living, retirement, or a stylish retreat, Sudara Residences makes your dream home a reality
Discover curated property listings with IPS—residential, commercial, villas, land—and get expert guidance through every step.
BONUS: FREE Cambodia Buyer’s Guide
High visibility. Targeted audience. Maximum exposure. Rent this space and let your brand shine.
Get your properties in front of high-intent investors. Showcase your listings to buyers worldwide.
From pounds to pesos, yen to dollars. ⚡ Quick. Easy. Secure.
Compare listings
Compare