Cost of Living in Greece
- International Property Alerts
- September 4, 2025
Living in Europe can be expensive, but the cost of living in Greece is much lower than in many other Western countries. Greece is a beautiful place full of sunshine, beaches, and friendly people. Many travelers, retirees, and expats choose to live here because life feels calm and affordable. You can enjoy tasty local food, visit amazing islands, and still spend less money each month than you might in other parts of Europe.
Before moving or planning a long stay, it helps to learn more about where Greece is and what makes each area special. Living costs can change depending on the city, the size of your home, and how you like to spend your days. For example, life in Athens might cost more than in a small island town. Overall, the cost of living in Greece lets people enjoy good food, warm weather, and a peaceful life without spending too much.
Housing Costs in Greece
Finding a place to live is one of the biggest parts of your monthly spending. The cost of living in Greece changes a lot depending on the type of home and where you live. Cities like Athens are busier and cost more, while smaller towns or islands can be much cheaper. Good planning helps you balance comfort and cost when thinking about housing in Greece.
Renting in Greece
Many people who move to Greece start by renting. Prices can change a lot depending on the city and size of the home.
Here’s a simple guide:
- Athens: A one-bedroom apartment in the city center usually costs €400-€700 per month.
- Thessaloniki: You can find places from €350-€600 per month, depending on the area.
- Small towns and villages: Rent is much cheaper, often under €300 for a one-bedroom home.
Two-bedroom apartments can cost €700-€1,200 in cities and much less in smaller areas. Many listings for rentals in Greece include utilities or furniture, which can help you save money each month.
Buying Property
Buying a home can be a smart choice for those who want to stay long-term. In most places, the average cost per square meter is around €2,700, but this depends on the location. Popular islands and central Athens are more expensive, while rural areas and small towns are more affordable. If you’re planning to invest or settle down, exploring property for sale in Greece gives you many options, from modern city apartments to peaceful countryside homes.
When buying property, remember that taxes and maintenance fees are extra. Homeowners also pay property tax each year and should plan for small repairs and updates. These costs can add up, so it’s important to include them when thinking about the cost of living in Greece. If you’re exploring real estate for international property investment, understanding these local expenses helps you budget wisely and make confident decisions before buying.
The cost of living in Greece is strongly shaped by where and how you live. Renting gives you flexibility, while buying offers stability for the future. Whether you prefer city life or a quiet island, knowing your options helps you choose the best plan for your budget.
Monthly Utility Expenses in Greece
When you live in any home, you need to pay for basic things like power, water, and the internet. In other words, these are called utilities, and they can change how much you spend each month. The cost of living in Greece also depends on how much energy you use and the size of your home. So, if you live in a big house or use air conditioning often, your bills will be higher.
Electricity, Water, and Gas
These are the main utilities most homes use every month:
- Electricity: Usually €50-€150 per month, depending on your use and the season.
- Water: Around €15-€30 per month, though some apartments include this in rent.
- Gas: Between €30-€80 per month for cooking or heating, depending on the area.
In winter, heating can make your bills go up, especially if your home uses electric or oil heaters.
Internet and Mobile Plans
Staying connected in Greece is easy. That is to say, you can find different internet and mobile plans to fit your needs.
- Internet: About €20-€50 per month, depending on speed and provider.
- Mobile phone plans: Around €30-€60 per month for calls, texts, and data.
Many people choose package deals that combine internet and mobile services to save money.
Heating and Seasonal Costs
Winters in Greece can get cold, especially in the north. Homes without good insulation might need more heating, which raises costs. Using less energy, wearing warmer clothes indoors, or choosing efficient systems can help you spend less.
Your monthly utilities can change a lot depending on your habits. Using electricity wisely and finding good internet deals can make the cost of living in Greece easier to manage. Small savings each month can make a big difference over time.
Transportation Costs in Greece
Getting around Greece is simple and fun because there are many ways to travel. You can use buses, the metro, or ferries to move from one place to another. Some people also choose to own a car. How you travel affects your total cost of living in Greece, so it helps to know what each option costs.
Public Transportation
Public transport in Greece is easy to use and very affordable. Most cities have buses, and Athens also has a metro system that connects to many areas.
Here’s what you can expect to pay:
- One-way bus or metro ticket: Around €1.20
- Monthly public transport pass: About €30
Using public transportation saves money, especially if you travel often. It’s also better for the environment and helps reduce traffic in big cities.
Car Ownership Costs
Some people prefer having their own car for comfort and freedom. But owning a car adds several costs to the cost of living in Greece.
Here are some typical expenses:
- Petrol (gasoline): About €1.70 per liter
- Car insurance: Around €30 per month
- Parking fees: Can range from €1-€3 per hour in busy city areas
Cars are usually cheaper to buy than in Northern Europe, but fuel and parking can add up quickly. Driving is more common in smaller towns or when exploring the islands.
Ferry Travel Between Islands
Ferries are a big part of life in Greece, especially for people living on islands. They are a fun way to travel and see beautiful ocean views.
- Short ferry trips: Cost between €8-€40 per person
- Longer routes: Can be €40-€150 per person, depending on distance and season
Travelers often use ferries for weekend trips or vacations. If you live on an island, ferry tickets can become part of your regular expenses.
Transportation in Greece offers choices for every lifestyle. Whether you ride the bus, take a ferry, or own a car, you can find an option that fits your budget. Planning your travel wisely helps keep the cost of living in Greece low while still letting you explore everything the country has to offer.
Food and Dining Expenses in Greece
Eating in Greece is both delicious and affordable. Food is a big part of daily life here, and it affects the cost of living in Greece. You can enjoy fresh fruits, vegetables, and seafood at low prices, especially if you shop at local markets. People who cook at home often spend much less than those who eat out every day.
Grocery Prices
Buying groceries in Greece is usually cheaper than in many other European countries. Local food is fresh and easy to find, while imported items cost more.
Here are some average prices you might see:
- Loaf of bread: About €1.20
- Milk (1 liter): Around €1.50
- Eggs (dozen): About €3.00
- Chicken (1 kg): Around €6.00
- Rice (1 kg): Around €2.00
- Cheese (1 kg): Around €10.00
- Fresh fruits and vegetables: Often much cheaper at local markets
A single person might spend €200-€300 per month on groceries, while families spend more depending on size and diet. Cooking at home helps reduce the overall cost of living in Greece.
Dining at Local Taverns and Restaurants
Eating out in Greece is part of the fun! Local tavernas serve tasty dishes for low prices, and meals often include generous portions.
Here’s what you might spend:
- Gyro or souvlaki meal: About €4.50-€6.00
- Casual restaurant meal: Around €10-€15 per person
- Dinner for two at a nice restaurant: Around €40-€60
- Cup of coffee at a café: About €2.00-€3.00
Dining out a few times a week can fit easily into most budgets, especially if you stick to local spots.
Imported Food Costs
Imported foods, like international snacks or foreign brands, can cost much more. For example, imported cereal, cheese, or sauces might be double the local price. Choosing Greek-made products helps you save money while supporting local farmers.
Food in Greece is fresh, healthy, and often budget-friendly. Shopping at neighborhood markets and eating local dishes keeps the cost of living in Greece affordable. Whether you cook at home or eat at a seaside taverna, you can enjoy great meals without spending too much.
Healthcare and Medical Costs in Greece
Good health is very important when living in a new country. The cost of living in Greece includes medical expenses, but they are often much lower than in many other countries. People can choose between public and private care, and both offer quality services that help everyone stay healthy.
Public Healthcare System
The government provides healthcare in Greece through public hospitals and clinics. Citizens and legal residents can get care at low or no cost.
Here are some things to know:
- Public hospitals handle most health needs, from check-ups to emergencies.
- Doctors in public hospitals often charge little or nothing for visits.
- Wait times can be longer in public clinics, especially in big cities.
For small health concerns, you can also find local doctors who charge about €20-€40 for a simple visit.
Private Healthcare Options
Many expats and retirees choose private healthcare for faster service and modern facilities. Private hospitals have English-speaking doctors and shorter waiting times.
Here’s what private care might cost:
- Doctor consultation: Around €40-€80
- Specialist visit: Around €70-€150
- Private health insurance: About €60-€150 per month, depending on age and coverage
Having insurance makes it easier to manage medical bills and adds peace of mind when planning your cost of living in Greece.
Comparison with the United States
Healthcare in Greece is much more affordable than in the U.S. For example, a doctor’s visit in America can cost over €100, while the same visit in Greece may cost less than half. Prescription medicines are also cheaper, and many are available directly from pharmacies without high fees.
Staying healthy in Greece does not have to be expensive. With both public and private options, healthcare in Greece gives residents good care at fair prices. This balance helps make the cost of living in Greece more secure and affordable for everyone.
Education and Family Expenses
Families who move to Greece will find many choices for their children’s learning. Schools here focus on strong education and family values. That is to say, these costs can be a small but important part of the cost of living in Greece, especially for families with young kids.
School Options
There are three main types of schools in Greece. Each offers something different depending on what families need.
- Public schools: Free for citizens and residents. Classes are mostly in Greek, and books are provided by the government.
- Private schools: Offer smaller classes, more activities, and sometimes bilingual lessons. Prices range from €3,000-€8,000 per year.
- International schools: Teach in English or other languages. These are popular with expat families and can cost €6,000-€15,000 per year depending on the school.
School Supplies and Learning Costs
Families also need to plan for school materials.
Here are some common expenses:
- School supplies: Around €100-€200 per year
- Uniforms (if required): Around €50-€150
- Books or activity fees: Sometimes included, but can be €50-€100 more
Public schools usually give free books, while private and international schools may ask parents to buy them.
Childcare and After-School Activities
Younger children who are not in school may need daycare or preschool.
Typical prices include:
- Daycare or preschool: €200-€400 per month
- Babysitter or nanny: Around €6-€10 per hour
- After-school lessons or sports: About €30-€100 per month
Many Greek families also take part in weekend activities like art, music, or sports classes.
Education and family expenses in Greece can be managed with good planning. Public schools make learning affordable, while private and international schools offer more choices for expat families. These costs are an important part of the overall cost of living in Greece, helping parents create a comfortable and happy life for their children.
Lifestyle and Entertainment Costs
Living in Greece is not only about food and housing. It’s also about enjoying life. People here love to spend time with family and friends, go out for coffee, or take walks by the sea. How much you spend on fun and free time will affect the cost of living in Greece, but many activities are affordable and easy to enjoy.
Everyday Fun and Leisure
Greece has lots of low-cost ways to relax and have fun. So, you don’t need to spend much to enjoy life here.
Here are some average prices:
- Movie ticket: Around €8-€10
- Gym membership: About €30-€50 per month
- Cup of coffee at a café: Around €2-€3
- Casual dinner or drinks with friends: Around €15-€25
People in Greece love to meet outdoors. Many enjoy picnics, beaches, or walks in town squares, which cost almost nothing.
Cultural Activities and Social Life
Greece has a long history filled with festivals, music, and art. Understanding tradition in Greece helps you see why celebrations and social life are important. There are many free or low-cost events, such as local dance shows, holiday festivals, and open-air concerts. Joining these helps you feel part of the community without spending too much money.
Fun and Interesting Facts
Many locals enjoy simple things, like meeting friends for coffee that lasts hours or sharing small meals together called “meze.” Learning some fun facts in Greece can make your experience even more enjoyable. For example, in some towns, cafés stay open late into the night, and people of all ages gather to chat and relax.
Monthly Spending for Entertainment
How much you spend on fun depends on your habits.
Here’s an idea of what people usually spend:
- Single person: Around €100-€200 per month on leisure
- Couple or small family: Around €200-€400 per month
These numbers can change if you travel often, go to concerts, or dine out more frequently. Being mindful of choices helps you manage the cost of living in Greece while still enjoying a happy, social life.
Comparison by City
The cost of living in Greece can change a lot depending on where you live. Big cities like Athens are busier and more expensive, while smaller towns and islands can be much cheaper. Each place offers a different mix of lifestyle, comfort, and cost. Knowing the differences helps you plan your budget wisely.
Athens
Athens is the capital and the busiest city in Greece. It has more job options, restaurants, and activities, but prices are higher too.
Here’s what you can expect:
- Rent (1-bedroom): Around €400-€700 per month
- Groceries: About €250-€350 per month
- Utilities: Around €150-€200 per month
Living in Athens means spending more but having everything nearby. It’s perfect for those who love city life and convenience.
Thessaloniki
Thessaloniki is smaller than Athens but still full of energy. It’s a great choice for students and young professionals.
- Rent (1-bedroom): Around €350-€600 per month
- Groceries: About €200-€300 per month
- Utilities: Around €120-€180 per month
The overall cost of living in Greece is lower here than in Athens, making Thessaloniki a good mix of comfort and savings.
Smaller Towns and Islands
If you prefer peace and lower costs, small towns and islands are ideal. You can find beautiful views, friendly neighbors, and fresh local food.
- Rent: Often under €300 per month
- Groceries: Around €150–€250 per month
- Utilities: About €100–€150 per month
The weather in Greece also affects your spending. In warmer areas, you may spend less on heating in winter, but island life may include ferry or travel costs.
Tips for Saving Money
You can keep your monthly costs low with a few simple habits:
- Shop at local markets for fruits, vegetables, and fresh fish.
- Pick energy-efficient homes to lower electricity bills.
- Cook meals at home instead of eating out daily.
- Use buses or walk for short trips.
- Retirees and expats should track expenses monthly to avoid surprises.
Making smart choices helps you enjoy a relaxed lifestyle while keeping the cost of living in Greece easy to manage.
Tips to Manage the Cost of Living in Greece
Living in Greece can be enjoyable and affordable if you plan your money wisely. With a few smart habits, you can lower expenses and still enjoy everything the country offers. These simple tips can help you control the cost of living in Greece while keeping a comfortable lifestyle.
Save Money on Food and Groceries
Food costs can add up quickly, but there are easy ways to save.
So, here are some helpful tips:
- Shop at local markets for fruits, vegetables, and fish. They are cheaper and fresher than supermarkets.
- Cook at home instead of eating out often. Greek food is simple to make and very tasty.
- Buy in bulk when possible, especially for rice, oil, or pasta.
- Avoid imported brands, which are often more expensive.
These small changes can make a big difference in your monthly budget.
Cut Costs on Rent and Utilities
Your home is one of your biggest expenses, but you can still save money.
Try these ideas:
- Choose smaller apartments or homes outside city centers.
- Look for energy-efficient homes to reduce electricity and heating bills.
- Turn off lights and unplug devices when not in use.
- Use fans instead of air conditioning in summer when possible.
By keeping your energy use low, you can manage the cost of living in Greece more easily.
Plan for Visa and Residency
If you plan to stay long-term, understanding the process for visa and residency in Greece is important. This helps you avoid extra fees or delays. Having the right documents also gives you access to local healthcare, schools, and other benefits. Planning ahead makes settling down smoother and less stressful.
Budget Tips for Expats and Retirees
Managing money carefully helps expats and retirees live comfortably.
Here are some simple steps:
- Track your monthly spending to see where your money goes.
- Set aside extra savings for travel or medical needs.
- Use local banks or cards with low exchange fees.
- Choose affordable activities like walks, picnics, or visiting free museums.
Many retirees enjoy peaceful lives here because retirement in Greece offers warm weather, friendly people, and low daily costs.
Saving money in Greece is about living smart, not living less. Shopping local, using less energy, and planning your budget will keep the cost of living in Greece within reach. Whether you are a newcomer or retiree, simple habits can help you enjoy Greek life without financial stress.
Key Takeaway
Greece is a beautiful place to live, with friendly people, great food, and warm weather. It offers a comfortable lifestyle without spending too much. You can enjoy beaches, history, and tasty meals while feeling safe and relaxed. Many people move here because life feels simple and peaceful.
If you plan your budget carefully, the cost of living in Greece can fit almost any lifestyle. Whether you want to work, retire, or just start fresh, living here can be a happy choice. To learn more about moving or finding a home, you can contact us.
FAQs
1. What is the average cost of living in Greece per month?
Most people spend between €800 and €2,500 per month, depending on their city and lifestyle. Living in small towns is much cheaper than in Athens or popular islands.
2. Is the cost of living in Greece lower than in other European countries?
Yes, the cost of living in Greece is generally lower than in Western Europe. Food, rent, and public transport are all more affordable.
3. How much does rent cost in Athens and Thessaloniki?
In Athens, a one-bedroom apartment costs €400-€700 per month. In Thessaloniki, rent is around €350-€600 per month.
4. How much should I budget for utilities each month?
Expect to spend €100-€200 for electricity, water, gas, and internet. Costs depend on home size and usage.
5. Is healthcare expensive in Greece?
No. Healthcare in Greece is affordable and offers good service. Public hospitals are free or low-cost, and private care is much cheaper than in the U.S.
6. How much do groceries and dining out cost in Greece?
Groceries for one person cost about €200-€300 per month. Eating at a local taverna can be as low as €5-€10 per meal.
7. How do I save money on the cost of living in Greece?
Shop at local markets, cook at home, and choose energy-saving homes. Using public transport also keeps costs low.
8. Does the weather affect monthly expenses?
Yes, the weather in Greece can change your costs. You might spend more on heating in winter or air conditioning during hot summers.
9. Is Greece a good place for retirees?
Yes, retirement in Greece is popular because it offers warm weather, low living costs, and a relaxed lifestyle.
10. Do I need a visa to live in Greece long-term?
Yes. If you plan to stay for more than a few months, check the rules for visa and residency in Greece before moving.
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